venerdì 24 novembre 2017

Three good reasons to own a EquaCoin wallet

Three good reasons to own a EquaCoin wallet (and get rid of / from bank money)


On 9 November 2017, the ECB issued a document (page 8, here: https://www.bankingsupervision.europa.eu/ecb/legal/pdf/en_con_2017_47_f_sign.pdf) which provides that in the event of a crisis, banks may stay closed for 5 working days. If the announcement is made on Friday it is clear that the banks would remain closed for at least 9 days: the following Saturday and Sunday, then the 5 days Monday to Friday, then again Saturday and Sunday and if there are no other scheduled holidays - as Christmas and New Year - the banks would finally reappear on Monday the second week after the announcement, ten days later. During this time, no user transactions will be possible through the normal banking circuit and we wonder whether this measure could ever be a measure of stabilization - rather than destabilization - of the economic and financial system. In addition, the document removes bank deposit guarantees and threatens the rationing of withdrawals in banknotes.
When cash withdrawals were ransacked in Greece, the ATMs of the House of Representatives of Greece were dealt with by the Members themselves, who benefited from a special preferential regime reserved for them. They withdrew as much cash as possible two days before blocking the public by enjoying insider trading.

Security first of all

All this with the EquaCoin electronic purse can not be done. In fact, unlike the bank account, the electronic purse is segregated from the accounting of the company EquaCoin launching the initiative. Current accounts, on the other hand, are linked to the bank's accounts where they are lit because they are not considered as coins but rather bank liabilities! The customer thinks they have real money on the account - and in fact international accounting standards consider deposits as cash - but banks, for tax and opportunistic reasons, prefer to consider customer money as a simple future commitment of the bank to deliver what appears in the customer account statement ... EquaCoin is already available in the electronic purse and the purse is a bearer's property just as if they were official currency coins in a normal physical purse. However, unlike the physical purse, the EquaCoin purse is nominative, can not be lost or stolen without the proprietor being able to claim the property. Public economic order is safe.

The second point: direct democracy

The ownership of a EquaCoin purse guarantees a right to vote on the monetary policies of the EquaCoin system to all the purse owners (one head one vote). The vote is direct without the intermediation of representatives.

The third point: equality

Voting by an owner of a purse with an EquaCoin has the same value as that of an owner of a purse that holds more than one EquaCoin. Anyone who downloads the EquaCoin purse is entitled to receive the first EquaCoin for free.

These three topics together already represent an unknown value to other monetary systems in force today. Not to mention that transactions between purse users happen in real time, 24 hours a day, seven days a week, and at a very low cost: less than a cent of a EUR per transaction.  

Tre buoni motivi per scegliere EquaCoin

Tre buoni motivi per avere un borsellino EquaCoin (e liberarsi della/dalla moneta bancaria)
Democrazia istantanea

Il 9 novembre 2017 la BCE ha rilasciato un documento (pag. 8, qui: https://www.bankingsupervision.europa.eu/ecb/legal/pdf/en_con_2017_47_f_sign.pdf ) che prevede che in caso di crisi, le banche possono rimanere chiuse per 5 giorni lavorativi. Se l’annuncio viene dato di venerdì è evidente che le banche rimarrebbero chiuse almeno 9 giorni: il sabato e domenica successivo, poi i 5 giorni dal lunedì al venerdì, poi ancora il sabato e domenica e, se non ci sono altre feste programmate – come natale e capodanno – le banche finalmente riaprirebbero il lunedì della seconda settimana dopo l’annuncio, dieci giorni dopo. In questo periodo non saranno possibili transazioni degli utenti attraverso il normale circuito bancario e viene da chiedersi se questa misura possa mai essere considerata una misura di stabilizzazione – piuttosto che di destabilizzazione – del sistema economico-finanziario.
Oltre a questo, il documento toglie le garanzie ai depositi bancari e minaccia il razionamento dei prelievi in banconote ai bancomat.
Quando in Grecia furono razionati i prelievi ai bancomat, si assistette alla corsa al bancomat dello sportello interno della Camera dei deputati greca da parte dei deputati stessi che usufruivano di un regime speciale di favore a loro riservato. I deputati ritirarono quanto più contante possibile due giorni prima del blocco al pubblico godendo di informazioni privilegiate (insider trading).

La sicurezza prima di tutto

Tutto questo con il borsellino elettronico EquaCoin non può avvenire. Infatti, a differenza del conto corrente bancario, il borsellino elettronico è segregato dalla contabilità della società EquaCoin che lancia l’iniziativa. I conti correnti invece sono collegati alla contabilità della banca in cui sono accesi poiché non vengono considerati moneta, ma bensì passività della banca stessa ! Il cliente pensa di avere soldi veri sul conto – e difatti le norme contabili internazionali considerano i depositi come contanti – ma le banche, per motivi fiscali ed opportunistici, preferiscono considerare i soldi della clientela come una passività bancaria, un semplice impegno futuro della banca di consegnare quello che appare come moneta legale nell’estratto conto dei clienti… Nel borsellino elettronico EquaCoin gli EquaCoin sono già disponibili ed il borsellino rappresenta una proprietà del portatore proprio come le monetine in valuta ufficiale in un normale borsellino fisico. A differenza però dal borsellino fisico, il borsellino EquaCoin è nominativo e non può essere rubato o sottratto senza che il proprietario ne possa rivendicare la proprietà. L’ordine pubblico economico è salvo.

Il secondo punto: la democrazia diretta

La proprietà di un borsellino EquaCoin garantisce un diritto di voto procapite sulle politiche monetarie del sistema EquaCoin a tutti i proprietari del borsellino. Il voto è diretto senza l’intermediazione di rappresentanti.

Il terzo punto: l'equità

Il voto di un proprietario di un borsellino con dentro un EquaCoin ha lo stesso valore di quello di un proprietario di un borsellino che contiene cento o più EquaCoin. Chiunque scarica il borsellino EquaCoin ha diritto a ricevere il primo EquaCoin gratuitamente.

Questi tre argomenti assieme rappresentano già un valore sconosciuto ad altri sistemi monetari oggi in vigore. Senza contare che le transazioni tra gli utenti dei borsellini avvengono in tempo reale, 24 ore su 24, sette giorni su sette, e a costo bassissimo: un millesimo di Waves a transazione (
corrispondente a circa un centesimo di euro).  

sabato 11 novembre 2017

Il Messaggero, Rome, November 11 2017


THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES

II EDITION

November 2017
Milan

THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES

MODELS, BEST PRACTICES AND SOLUTIONS FOR B2B COMPANIES

The new report “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES” by Casaleggio Associati describes and analyzes business models, best practices and solutions developed by B2B companies, both through e-commerce activities, online marketing strategies and all that has been developed thanks to digital services and devices.
The second edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, will be held in Milan in November 2017.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.


PARTNER

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MEDIA PARTNER

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SPONSOR

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venerdì 3 novembre 2017

Why democracy is so important today (Varoufakis)

https://www.ted.com/talks/yanis_varoufakis_capitalism_will_eat_democracy_unless_we_speak_up?utm_campaign=tedspread--b&utm_medium=referral&utm_source=tedcomshare

Yanis Varoufakis: Democracy. In the West, we make a colossal mistake taking it for granted. We see democracy not as the most fragile of flowers that it really is, but we see it as part of our society's furniture. We tend to think of it as an intransigent given. We mistakenly believe that capitalism begets inevitably democracy. It doesn't.

Singapore's Lee Kuan Yew and his great imitators in Beijing have demonstrated beyond reasonable doubt that it is perfectly possible to have a flourishing capitalism, spectacular growth, while politics remains democracy-free. Indeed, democracy is receding in our neck of the woods, here in Europe.

Earlier this year, while I was representing Greece -- the newly elected Greek government -- in the Eurogroup as its Finance Minister, I was told in no uncertain terms that our nation's democratic process -- our elections -- could not be allowed to interfere with economic policies that were being implemented in Greece. At that moment, I felt that there could be no greater vindication of Lee Kuan Yew, or the Chinese Communist Party, indeed of some recalcitrant friends of mine who kept telling me that democracy would be banned if it ever threatened to change anything.

Tonight, here, I want to present to you an economic case for an authentic democracy. I want to ask you to join me in believing again that Lee Kuan Yew, the Chinese Communist Party and indeed the Eurogroup are wrong in believing that we can dispense with democracy -- that we need an authentic, boisterous democracy. And without democracy, our societies will be nastier, our future bleak and our great, new technologies wasted.

Speaking of waste, allow me to point out an interesting paradox that is threatening our economies as we speak. I call it the twin peaks paradox. One peak you understand -- you know it, you recognize it -- is the mountain of debts that has been casting a long shadow over the United States, Europe, the whole world. We all recognize the mountain of debts. But few people discern its twin. A mountain of idle cash belonging to rich savers and to corporations, too terrified to invest it into the productive activities that can generate the incomes from which you can extinguish the mountain of debts and which can produce all those things that humanity desperately needs, like green energy.

Now let me give you two numbers. Over the last three months, in the United States, in Britain and in the Eurozone, we have invested, collectively, 3.4 trillion dollars on all the wealth-producing goods -- things like industrial plants, machinery, office blocks, schools, roads, railways, machinery, and so on and so forth. $3.4 trillion sounds like a lot of money until you compare it to the $5.1 trillion that has been slushing around in the same countries, in our financial institutions, doing absolutely nothing during the same period except inflating stock exchanges and bidding up house prices.

So a mountain of debt and a mountain of idle cash form twin peaks, failing to cancel each other out through the normal operation of the markets.

The result is stagnant wages, more than a quarter of 25- to 54-year-olds in America, in Japan and in Europe out of work. And consequently, low aggregate demand, which in a never-ending cycle, reinforces the pessimism of the investors, who, fearing low demand, reproduce it by not investing -- exactly like Oedipus' father, who, terrified by the prophecy of the oracle that his son would grow up to kill him, unwittingly engineered the conditions that ensured that Oedipus, his son, would kill him.

This is my quarrel with capitalism. Its gross wastefulness, all this idle cash, should be energized to improve lives, to develop human talents, and indeed to finance all these technologies, green technologies, which are absolutely essential for saving planet Earth.

Am I right in believing that democracy might be the answer? I believe so, but before we move on, what do we mean by democracy? Aristotle defined democracy as the constitution in which the free and the poor, being in the majority, control government.

Now, of course Athenian democracy excluded too many. Women, migrants and, of course, the slaves. But it would be a mistake to dismiss the significance of ancient Athenian democracy on the basis of whom it excluded.

What was more pertinent, and continues to be so about ancient Athenian democracy, was the inclusion of the working poor, who not only acquired the right to free speech, but more importantly, crucially, they acquired the rights to political judgments that were afforded equal weight in the decision-making concerning matters of state. Now, of course, Athenian democracy didn't last long. Like a candle that burns brightly, it burned out quickly. And indeed, our liberal democracies today do not have their roots in ancient Athens. They have their roots in the Magna Carta, in the 1688 Glorious Revolution, indeed in the American constitution. Whereas Athenian democracy was focusing on the masterless citizen and empowering the working poor, our liberal democracies are founded on the Magna Carta tradition, which was, after all, a charter for masters. And indeed, liberal democracy only surfaced when it was possible to separate fully the political sphere from the economic sphere, so as to confine the democratic process fully in the political sphere, leaving the economic sphere -- the corporate world, if you want -- as a democracy-free zone.

Now, in our democracies today, this separation of the economic from the political sphere, the moment it started happening, it gave rise to an inexorable, epic struggle between the two, with the economic sphere colonizing the political sphere, eating into its power.

giovedì 2 novembre 2017

EquaCoin: come aprire un account su waves

EquaCoin: come aprire un account su waves.

Una breve guida alla creazione di un account sulla piattaforma Waves, preliminare all’acquisto di EquaCoin prima dell’ICO.

EquaCoin Ag, ha utilizzato, durante la fase di pre-sale, la piattaforma Waves per creare e rendere disponibili delle EquaCoin ad alcuni sottoscrittori e fornitori di servizi.
In futuro tutte le EquaCoin possedute su Waves potranno essere convertite nelle equivalenti cripto gestite dal Wallet proprietario [1].
Dunque, limitatamente al periodo tra il pre-sale e la IDCO (offerta democratica di moneta) è possibile cercare di acquistare e vendere EquaCoin (EQUA) utilizzando la piattaforma di trading decentralizzato disponibile su Waves, subordinatamente e limitatamente all’offerta che i singoli possessori di Equa possono aver deciso di fare.
Ma vediamo rapidamente come fare:
Per prima cosa è necessario procurarsi delle frazioni di bitcoin da qualche exchange. E’ possibile anche usare carte di credito oppure di debito direttamente su Waves, ma a sua volta la piattaforma vi rimanderà ad un sistema esterno con ulteriori procedure. Per utilizzare bonifici Waves impone il riconoscimento con la relativa procedura KYC/AML [2] se si vogliono caricare Euro o Dollari o altre valute nazionali (fiat).
Quindi si fa prima con i bitcoin.
Al momento equacoin è disponibile contro Euro e contro Bitcoin. Quindi se utilizzate altre cripto dovrete prima convertirle in Bitcoin.
Collegatevi al Wallet on-line disponibile su https://waveswallet.io/
Selezionare “New Account”, comparirà un pannello con un avviso esplicativo di cosa dovete fare:
Cliccate “I UNDERSTAND”
Copiate i seed (semi) ovvero le parole che generano la vostra cifratura in un luogo sicuro. Riutilizzando queste parole potrete ricollegarvi al vostro wallet da qualsiasi browser in futuro. NON è sufficiente ricordarsi la password ma se cambiate browser ci vorranno anche i semi.
Inserite il vostro nickname ed una password (fatela robusta con maiuscole, numeri e simboli se no non viene accettata).
Cliccate “REGISTER” ed arriverete alla pagina principale del wallet.
Ora che avete creato il vostro Wallet su Waves (una piattaforma basata su una blockchain decentralizzata con tantissime applicazioni), divertitevi ad esplorarla.
Riferimenti:

[1] Equacoin AG — sito ufficiale.

[2] KYC/AML — sono le due principali procedure di identificazione messe a punto principalmente per blindare il sistema finanziario in modo che nessuna transazione possa avvenire anonimamente. Letteralmente KYC (Know Your Customer) vuol dire “conosci il tuo cliente” e AML (Anti-Money Laundering) — è anche noto come “antiriciclaggio”. Se conoscete l’inglese potete divertirvi a leggere questo articolo.

[3] Equacoin — Official White Paper.

mercoledì 1 novembre 2017

Hubdeals.com will accept BitCoin/Ethereum and EquaCoin

Hubdeals.com will accept BitCoin/Ethereum and EquaCoin

Luxury e-commerce site to offer Barter and Crypto Currency payment options
Hub Deals is a new type of auction site with dramatically lower commissions and unique purchase options redefining the online auction space. Our growing catalog ranges from fine paintings to rare stamps.
Hubdeals.com is being designed as an innovative e-commerce interactive platform featuring Fine Art, Collectables, and Antiques.  We strive to present only the best and most desirable objects to the most discerning clients. Hubdeals.com offers client opportunities to transact with private sellers, anytime, anywhere, by Computer or Mobile device.
HubDeals innovative approach to the sector adds new and, until now, unique levels of privacy to both buyer and seller.  In the past, a major hurdle in the buying and selling of expensive and sometimes unique high value items was that the sellers did want to publicize an unacceptably low offer for their pieces. Broadcasting that low valuation, even if rejected, can attach a stigma to the item that can hinder future negotiations and possible sales. All negotiations are private; this means that neither other bidders nor the public will be able to monitor the negotiations between the parties. Further the final agreed to price is completely confidential; the purchase price will never be posted on the site. We feel that this information is solely the right of the involved parties to divulge if they deem necessary.
Hub Deals is the only site to offer a Barter option on all its auctions. Now, Hub Deals will soon begin to accept all varieties of Crypto Currency, from to Bitcoin (https://bitcoin.org/en/), Ethereum (https://www.ethereum.org/ ) and EquaCoin (https://www.equacoin.com) with proof of identity.
Hub Deals is a new kind of e-commerce platform for offering high end luxury products. The site provides a hub for sellers to post products that they will sell, barter or a combination of both via an innovative interactive technology. hubdeals.com Inc. is a Delaware based corporation that will generate revenues through interactive reverse auction sales/barter via its e-commerce platform (www.hubdeals.com).

Media Contact
Company Name: Hub Deals Corp.
Contact Person: William Drury
Email: Send Email
Country: United States
Website: www.hubdeals.com 
Source: http://www.abnewswire.com/pressreleases/hubdealscom-will-accept-bitcoinethereum-and-equacoin_156777.html

EQUACOIN AG, Innovating Crypto Currency Security

Business

EQUACOIN AG, Innovating Crypto Currency Security

By AccessWire,  October 31, 2017, 03:35:00 AM EDT

EquaCoin - the first Crypto Currency to utilize Biometric security to ensure that no one will never lose their investment.

NEW YORK, NY / ACCESSWIRE / October 31, 2017 /  — The major goal of blockchain, since its inception, has always been a way to verify authenticity and therefor improve security. Yes, there are two key configurations, and some "secure" websites require a series of ID verifications to open an account. These “traditional” authentication methods go a long way to providing security; but as witnessed by the increase in Identity theft, technology has found a way around these methods. Equacoin is ready to make a major change.
Equacoin plans to solve these existing security issues by utilization of a next level of security, Biometrics.
EquaCoin is bulilding an innovative monetary instrument; in particular we focus here on the monetary policy of issuance of the currency and the way it is distributed. The Coin Holders will determine when and for what purpose new coins will be issued, true monetary democracy, the issuance mechanism is governed by a democratic consensus from the people who have downloaded the Equacoin APP.
Upon activation of the wallet individual identification data must be input, as the system is not anonymous. This information will include the traditional factors such as name, address, email etc. it will also require Biometric identifiers to be input as a further security measure. Individuals who register with Equacoin are restricted to only one account per person, which will comply with KYC/AML regulations along with the multiple tiers of biometric authentication associated with their account.
Cryptocurrencies have long had the problem of the individuals losing access to their private keys, other credentials, or the physical device it was stored on. With EquaCoin, the Crypto Currencies( Equacoin, Bitcoin, Ethereum etc.) in an individuals wallet can be accessed even with the loss of a device or private key using the new Biometric Security protocols.
No fault or loss: With multiple tiers of verification, biometrics and other features to safeguard your wallet, our guarantee is that if your wallet belongs to you and you are locked out - we can use our secret sharing algorithm that has all your identity framework to verify you and give you access back.
The broken pieces of this algorithm will be stored across the blockchain and associated with a customer and their credentials using their biometric data such as fingerprint, face recognition and a location log. This will ensure that Equacoin is in compliance with the current and future regulations from FINRA, SEC and other comptroller bodies.
The Initial Democratic Coin Offering (IDCO) is scheduled for November 30, 2017. Hub Deals Corp., an innovative, online Fine Art and Luxury lifestyle items auction platform has invested in EquaCoins as it believes in the underlying concept of the EquaCoin Democratic process.

Marco Saba, CEO
EquaCoin AG
Alte Steinhauserstrasse 1
6330 CHAM, ZUG (CH)
TEL +41 79 7941 938
m.saba@equacoin.com

Contact Info:
Name: Marco Saba
Email: Send Email
Organization: EquaCoin AG
Address: Alte Steinhauserstrasse 1, 6330 Cham, Zug CH
Phone in Italy: +39 331 334 1239

Source URL: http://www.nasdaq.com/press-release/equacoin-ag-innovating-crypto-currency-security-20171031-00129

How to participate in the EquaCoin IDCO ?

HOW TO PARTECIPATE TO THE EQUACOIN  I nitial D emocratic C oin O ffering  starting on November 30, 2017 EquaCoin [EQUA] is verified by ...